Enhanced by the interconnected network of the internet, people have relocated so many tasks, products, and services into cyberspaces. This includes the banking services that have almost set into self-serving with the introduction of online banking. With the shout-out of personal internet banking in Malaysia, people are now running their daily tasks conveniently in terms of time, procedure, and distance. If you are on the edge of switching to this field, then here are some online banking services that you may consider. 

CIMB Pay

This online banking service originated from the CIMB bank as the name implies. CIMB Pay allows users to scan and pay through the linked CIMB cards to offer seamless payment through people’s phones. Moreover, there is no need to make credit top-ups as the online account is funded straight from the customers’ CIMB cards. CIMB Pay simplifies the payment process by letting their customers scan QR codes or tap their devices on the payment terminal to pay on the go. Additionally, users will be able to receive real-time updates allowing them to check on their expenses.  

GrabPay

As one of the leading e-wallets within the Asian regions, GrabPay originated from Grab with the main focus on food delivery and cashless payment solutions. GrabPay is an app for everyday life, it allows people to book, and pay not only rides/food, but also in-store purchases, bills, prepaid reloads, business loans, investments… All are compacted into the “Payment” tab within the app. Another perk would be GrabPay gives you GrabRewards points to redeem exciting deals or discounts for their purchases every time people make a transaction. 

AEON Wallet

This e-wallet is run by AEON Credit Services that allows users to store payment cards electronically on a dedicated mobile app, which can be used for in-store payments at AEON merchant outlets. Similar to CIMB Pay, AEON Wallet is card-based and can only store cards issued by AEON Credit Service. What people need to do is to open the AEON Wallet App and scan the QR code at payment terminals for secure payments. AEON Wallet also enables users to have real-time updates on their balance and transactions, and earn AEON Points that are convertible into cash. 

Boost

Boost is generated by a telecommunications group Axiata that prides itself on revolutionising the way locals make transactions in today’s mobilised and digitalised world. People could scan and pay at over 200,000 merchants across Malaysia as well as top up game credits, reload mobile prepaid credits, pay for online shopping, and utility bills. People could also use Boost for public transportation, booking rides, parking fees, fuel, or even car maintenance services. Malaysian users are protected with the Boost Protect insurance plans and enjoy Boost Missions for fast-tracking rewards and cashback. 

Touch ‘n Go

Let’s not forget Touch ‘n Go, the app for everything payments in Malaysia with its root even digging into Malaysian public transportation, stores, and road toll stations. Any card that has a Touch ‘n Go watermark on it and you know that it could be linked to your Touch ‘n Go app on your phone. Touch ‘n Go users can use the app to make payments at over 300,000 merchant outlets. They can also pay for toll fees and street parking, and avail of deals and rewards. On top of that, users can also get referral bonuses for referring friends and families to sign up for the Touch ‘n Go e-wallet service.